I’ve been eyeing a piece of land in beautiful Guatemala. While Mo’ Money Mo’ Houses was thinking about buying property in the US, I was deciding where to invest the money I’ll receive in a couple of months. My sale will be finalized on Friday, so until then, I’m not making any offers, but my…
Have you been dreaming about retirement and making big plans? Maybe you want to visit family, travel, or dive back into your hobbies. One thing’s for sure: you’ll have more time on your hands than ever before. Many retirees find that after a few months of crossing things off their bucket lists, they’re ready to…
When I graduated from college a decade ago, I decided to explore the world solo for a year. Being young and eager, I wanted to experience life to the fullest, all while sticking to a tight budget. I noticed many couples traveling together and often wondered if it would be more economical to have a…
We all delay things; some of us do it more than others. I get it—when you’re in your twenties or even thirties, thinking about retirement feels like looking at something far off in the distance. This lack of urgency is a big mistake! Here’s Why Can you save half of your income? Probably not! But,…
No one ever said they can’t wait to wake up at the crack of dawn to go to a job they don’t like with no clear plan to escape the grind. Everyone dreams of the day when they no longer have to rely on their job to support themselves and achieve financial independence. But the…
In a recent post, I shared a simple method to calculate your debt’s weighted average interest rate. For example, if you owe $1000 at an interest rate of 6% and another debt of $2000 at 0%, your total debt is $3000 at an average rate of 2%. This rate is crucial because it represents the…
One way to ensure a joyful start to the new year is by managing your holiday spending wisely. While it sounds simple, how often do we actually stick to it? Here are a few practical tips to help you stay within a reasonable budget this holiday season: ### Create a Per-Person Holiday Budget The National…
LEARN NEW SKILLS For the past few days, I’ve talked about activities like growing a garden and maintaining your vehicle. These small tasks not only help you save money but also make you more self-sufficient. For instance, if you can grow your own food, you don’t have to depend on buying it, especially when prices…
I’m Eva Baker, a 17-year-old high school student with a keen interest in securing my financial future, and I love to help other teens do the same. When I’m not at the gym rock climbing or daydreaming about my future wedding, I’m busy sharing my financial journey on TeensGotCents. Living in a world full of…
I’ve been sharing tales of sun, exotic places, affordable living, and travel for months now. Many of you have commented with things like, “Oh my god! You’re living the dream!” which really brightens my day and reminds me how lucky I am. But let’s be honest for a moment. Who would really want to live…