Imagine this: you have a job, but your income is negative. It sounds crazy, right? That was my life six years ago. My student loans were so huge that my entire paycheck went towards paying them off. I was living beyond my means and needed to make some serious financial changes. Fortunately, I didn’t have…
This post is part of the “13 Money Resolutions for 2013” series. I appreciate my small home We live in a society where we always seem to need more—a new phone every year and a half, a 2500 square-foot house, a new car every other year. But here’s a secret: you don’t actually need all…
Good morning, everyone! I shared some simple tips and tricks to keep in mind during your home inspection over on Make Money Your Way. You can check it out for more details. At Savvy Scot, we’re continuing our lifetime savings series, focusing on what you should prioritize in your 40s. Feel free to read more…
Hi there! I finally made my way back to Guatemala, just in time for my one-year anniversary. I had been away for over two months, and thankfully, the trip back was smoother than the outbound journey through Cancun. My route took me to Atlanta, where I had a 12-hour layover. I considered meeting up with…
I’ve been eyeing a lovely piece of land lately, and as you might know, I have some money I want to invest. I already spent $100,000 to secure my share of beach access on a 90-acre development up north, and I’ve done some roadwork and dug a well there. So, I have $100,000 left, which…
We all delay things; some of us do it more than others. I get it—when you’re in your twenties or even thirties, thinking about retirement feels like looking at something far off in the distance. This lack of urgency is a big mistake! Here’s Why Can you save half of your income? Probably not! But,…
In today’s digital world, it’s easy to forget that paper checks still play a critical role in managing finances. Whether you’re paying bills, managing a business, or simply want a classic, secure way to handle transactions, having checks you can trust is key. That’s where Checks Unlimited comes in—a company that has been delivering high-quality…
I’m currently sitting in the public works office of the council, trying to get some work done despite the loud music playing on the radio, making it hard for anyone to focus. Two guys are browsing Facebook, with one casually perched on the other’s desk, while two ladies decided to escape the heat by relaxing…
Over the past five years, I’ve learned a crucial lesson about money: financial success doesn’t just happen—you have to plan for it. Just like living within your means and saving for the future, setting clear financial goals is essential. No one cares about your financial goals as much as you do. The average American spends…
Hey there, long time no see! I’ve decided to use this quarantine period to get back into journaling and blogging. It’s a great way to stay entertained, and I hope it keeps you entertained too. You might feel like you’ve missed a lot, but don’t worry, I’ll fill in the gaps as we go. Remember…