The road to financial freedom can be tough. It demands time, perseverance, determination, and full alignment with your partner. Despite the abundance of tools and solutions out there, the easy ones rarely work. In just 21 months, I went from having $17,000 in the bank to being $52,000 in debt, and then I managed to…
Over ten years ago, I took a wilderness survival training course. It was a unique opportunity that taught me much more than I had ever learned in school about self-confidence. From this course, I picked up essential skills such as lighting fires without matches or lighters, identifying edible plants from poisonous ones, and understanding various…
Good morning! Today I’m teaming up with a few blogs around Shannon from The Heavy Purse to help spread the word about Financial Literacy Month. So what’s financial literacy all about? It’s essentially knowing how money works in the world: how you earn it, manage it, invest it to grow more, and even donate it…
In a recent post, I shared a simple method to calculate your debt’s weighted average interest rate. For example, if you owe $1000 at an interest rate of 6% and another debt of $2000 at 0%, your total debt is $3000 at an average rate of 2%. This rate is crucial because it represents the…
It’s time to roll up your sleeves and crack open a window: Spring cleaning is here! As you sort through your closet, attic, or stack of paperwork, consider organizing your finances too. Here’s a five-step checklist to set you up for the year ahead: 1. **Revise Your Budget:** A lot can change in a year….
This article is part of a series on 13 money resolutions for 2013. We’re focusing on how you can save a lot of money by doing things yourself now that we’ve already trimmed the fat from our monthly budgets. I’m not naturally handy, but I’ve learned to do plenty of things that turned out to…
I’ve been spending more time than I probably should on Zillow, dreaming about building a real estate empire. Ever since Detroit declared bankruptcy, I started wondering if things might get better for the city or if it’s destined to face ongoing economic struggles. I first looked into properties in Flint about seven years ago after…
### Even Steven’s Journey to Financial Independence Hey there! Welcome to Even Steven Money! I’m currently working to pay off all my debt, aiming to become financially independent and retire early. I kicked off my journey about a year ago and have been sharing my progress and stories for the past five months. The support…
Google Reader Here’s a list of some blogs I follow, which I usually check out through Google Reader whenever I get a free moment. The first few blogs are some of the top personal finance (PF) blogs out there. If you found my blog before these (really??!!), I highly recommend checking them out for some…
One thing that really gets to me is when people complain about how tough times are and how hard it is to find a job. How tough was it in 1929? I never heard my grandparents complaining about not finding work, and they lived through WWII. They just got up and did what needed to…