This post is part of a series called the 30 Steps Program to Financial Independence. **STEP 8: AUTOMATE YOUR FINANCES** To achieve financial independence, you’ll need significant savings and smart investments to generate passive income over the years. However, saving has to be consistent and regular. You can’t save $20 at the end of the…
Saturday, April 11 marks 23 days into quarantine. The beaches on Coronado Island are all closed, but our campground has a small private beach that people keep using. This beach wraps around a bunch of military housing villas, which are usually quiet and rarely visited. Now, however, we’re seeing more families out walking their dogs…
Good morning everyone! Let’s give a warm welcome to Brian Fourman. Brian used to be a personal finance and Bible teacher at a private school, but now he’s a stay-at-home dad and a blogger. He enjoys rental real estate, running, cooking, and sports. When he has free time, he loves spending it with his four…
It’s been a while since I last blogged! I’m using this quarantine period to get back into the habit of journaling and blogging in a more personal, first-person style, hoping to keep both of us entertained. If it feels like you’ve missed a lot, don’t worry. We’ll catch up as we go. In the meantime,…
Today, I’m thrilled to bring you a guest post from Julie! Julie, a 29-year-old living in the Pacific Northwest, is on a journey towards financial independence. She loves dogs, wine, and cheesy reality TV shows. Apart from her day job, she co-hosts the FIRE Drill podcast, sells on Etsy, and writes for her blog Millennial…
It’s been a while since I last blogged! During this quarantine period, I’ve decided to get back into journaling and blogging in a more personal way, hoping to keep both you and myself entertained. You might feel like you’ve missed a few updates or even a whole season, but I’ll do my best to catch…
In a recent post, I shared a simple method to calculate your debt’s weighted average interest rate. For example, if you owe $1000 at an interest rate of 6% and another debt of $2000 at 0%, your total debt is $3000 at an average rate of 2%. This rate is crucial because it represents the…
**Finding Your Community** This post is part of a 30-day series called the 30 Steps Program to Financial Independence. You can check out the list of other posts here. Over the past few days, we’ve explored ways to become more self-sufficient to achieve financial independence. The more you can do on your own, the less…
This article is part of a 30-day series called the 30 Steps Program to Financial Independence. Have you ever hit the enter button on your computer’s calculator and watched the multiplication run endlessly until it reached a massive number? That’s essentially what compound interest does. If you have $100 at an interest rate of 5%,…
Ugh, these past couple of weeks have been a real challenge. My boyfriend was away, and I was bogged down with the arduous process of dividing my 90 acres of land into 100 smaller plots. Originally, we considered splitting it into 260 plots, but that seemed too complicated to get approved, and the more we…