In today’s world, convenience is key—but when it comes to something as personal as handling your finances, why should we settle for boring and generic? With Carousel Checks, you don’t just get checks; you get a canvas to express yourself or your brand, all while keeping your transactions secure. Whether you’re managing your household bills…
Over the past five years, I’ve learned a crucial lesson about money: financial success doesn’t just happen—you have to plan for it. Just like living within your means and saving for the future, setting clear financial goals is essential. No one cares about your financial goals as much as you do. The average American spends…
With just under two days left to enter the $500 cash giveaway, don’t miss your chance if you haven’t joined yet! July was quite an eventful month. “RFI” celebrated its second anniversary, “Make Money Your Way” (MMYW) turned one, and Savvy Scot is thrilled to be part of this massive giveaway. Make Money Your Way…
There’s no better time than now to take a step back and reflect on what’s happening in your life. Whether you want to elevate your game or you’re unsure if you’re reaching your full potential, this guide is perfect for you. By following it, you’ll discover everything you need to know. ### Ask for a…
This post is part of a series on 13 money resolutions for 2013. You can check the first post for an updated list of the following ones. As you review your spending, look for ways you might be wasting money. Reducing waste can be relatively easy and helps save cash. **Food** I’m committed to not…
Financial independence is becoming a popular way to describe living without having to work for money, a goal that might feel out of reach for many people. But I’m here to tell you that it’s not as hard or impossible as it seems. With some education and patience, anyone can achieve their financial goals as…
This post is part of a 30-day series called the 30 Steps Program to Financial Independence. I vividly remember the last time I sent a recorded, signed-for delivery letter to my boss. It was Christmas Day in 2009. I can only imagine he had an interesting holiday! By the end, I really despised him for…
Hey there, long time no see! During this quarantine, I’ve decided to reconnect with the awesome habit of journaling and blogging. It’s a great way to keep us both entertained. You might feel like you’ve missed a lot, but I’ll do my best to catch you up as we go along. In the meantime, stay…
In a recent post, I shared a simple method to calculate your debt’s weighted average interest rate. For example, if you owe $1000 at an interest rate of 6% and another debt of $2000 at 0%, your total debt is $3000 at an average rate of 2%. This rate is crucial because it represents the…
Time for a new life and house update! The work on the new room is almost complete, and we can’t wait for the workers to leave so we can finally enjoy the peace and quiet of the beach. They’ve been working tirelessly since March, and even though we were away for over a month during…