I recently came across a statistic that said only 17% of people have long-term goals, and just 3% have written them down. It also mentioned that people who write down their goals are five times more likely to achieve them. A few years ago, I would’ve thought these stats were nonsense. I believed everyone had…
This post is part of a series called 13 Money Resolutions for 2013. Yesterday, I discussed how to jumpstart your finances for the new year by setting a small, easy financial goal to get you on track and build momentum. Whether your aim is to pay off debt, your mortgage, or save for something big…
One way to ensure a joyful start to the new year is by managing your holiday spending wisely. While it sounds simple, how often do we actually stick to it? Here are a few practical tips to help you stay within a reasonable budget this holiday season: ### Create a Per-Person Holiday Budget The National…
After I got the council’s approval letter to divide my land into 250 plots last week, things have been strange. The council still seems to want to control what we do, but when I went to the national cadaster’s office, they told me this council has no authority over what I can build. Apparently, the…
Good morning! Today, I’m sharing step 5 of the “13 Money Resolutions for 2013”: reviewing your expenses. You can catch up on the previous steps if you haven’t done so yet. I accidentally published this post on Sunday instead of scheduling it, so to avoid flooding your RSS feed with multiple posts, I decided to…
Watermelon. Corn-on-the-cob. Fireworks at night. With all the excitement, it’s easy to forget that the Fourth of July is more than just another summer barbecue: it’s a reminder that independence is something worth fighting for. For parents, independence is a challenge we face every day. We are responsible for teaching our kids the skills they…
Hey there, long time no see! During this quarantine, I’ve decided to reconnect with the awesome habit of journaling and blogging. It’s a great way to keep us both entertained. You might feel like you’ve missed a lot, but I’ll do my best to catch you up as we go along. In the meantime, stay…
I’ve always been a fan of odd jobs and side hustles, as highlighted in the side hustle series on Make Money Your Way. Today, let’s explore an industry that could be perfect for either a full-time career or a side gig for students: online gaming. With the rise of online activities, it’s no surprise that…
Buying structured settlement annuities directly from someone who receives them has multiple benefits, and you can gain significantly if you follow the process carefully. A direct annuitant is someone looking to sell part or all of their future periodic payments for a lump sum at a discounted rate. The purchaser buys these discounted payments, which…
It’s been a while since I last blogged! During this quarantine period, I’ve decided to get back into journaling and blogging in a more personal way, hoping to keep both you and myself entertained. You might feel like you’ve missed a few updates or even a whole season, but I’ll do my best to catch…